What Is the Pell Grant?
The Federal Pell Grant is the cornerstone of need-based federal financial aid in the United States. Unlike student loans, Pell Grants do not need to be repaid — making them one of the most valuable forms of financial assistance available to undergraduate students. Administered by the U.S. Department of Education, the program has helped millions of low- and middle-income students access higher education.
Who Is Eligible?
Pell Grant eligibility is primarily based on financial need, but several other factors come into play:
- Enrollment status: You must be enrolled (or accepted for enrollment) in an eligible undergraduate degree or certificate program.
- Citizenship: You must be a U.S. citizen or eligible non-citizen.
- Academic progress: You must maintain satisfactory academic progress as defined by your school.
- Financial need: Determined by your Expected Family Contribution (EFC) — now called the Student Aid Index (SAI) — calculated through the FAFSA.
- Degree status: Pell Grants are generally for students who have not yet earned a bachelor's or professional degree.
How Much Can You Receive?
The maximum Pell Grant award changes each academic year as set by Congress. Your actual award amount depends on several factors:
- Your calculated financial need (SAI score)
- Whether you attend full-time or part-time
- The cost of attendance at your institution